Our brief loans procedure couldn’t be any easier. All our loans are unsecured, which means you will never have to provide your house or other valuables as protection. There is no need certainly to either find a guarantor.
Merely choose simply how much you intend to borrow and just how long you need certainly to repay it and there go from. You should use our loan that is short-term calculator find down simply how much yours will surely cost before you use.
If you choose to just do it, all of us will perform credit and affordability checks to ensure that you can afford the repayments centered on your credit score, earnings, and outgoings. Do not panic вЂ“ a credit that is less-than-perfect will not immediately rule you down.
When we state yes, we will concur all of your loan expenses upfront, then collect repayments immediately. You may also manage your loan on the web through our handy consumer portal.
You can easily check out our FAQs or contact our friendly team in the event that you have actually any longer questions.
Is just a loan that is short-term in my situation?
Any decision you make along with your money should be the correct one for you personally. You will find occasions each time a short-term loan may possibly not be the most suitable choice.
Short-term loans often have greater repayments than long-lasting loans while you’re repaying what you owe faster. This will suggest you will pay less in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.
Additionally it is perhaps maybe not a sensible concept to get a short-term loan to cover another debt off. Dealing with more financial obligation might make your circumstances even even worse. In the event that you feel as you’re struggling you could get free advice from National Debtline, StepChange or The cash information Service.
Do we be eligible for a short-term loan?
You want to make quick and loans that are easy to as many folks as you can. It is possible to submit an application for certainly one of our loans that are short-term:
- You are over 18 years old
- You reside great britain and can provide target details
- You are presently working
- You have got a legitimate email and cell phone quantity
- You are able to offer bank debit and account card details
Your odds of being qualified depends on your position. We review every application individually to be sure we provide responsibly and give you a loan that works well for your needs.
Just how much may I borrow?
You’ll make an application for a loan that is short-term of ВЈ200 and ВЈ1,000 with Dot Dot Loans.
You can apply for a long-term loan of up to ВЈ4,000 if you need a higher amount вЂ“ for significant home improvements or a wedding, for example.
Just how do short-term loan repayments work?
We provide payment durations of three, six and nine months on our loans that are short-term on simply how much you borrow.
We will gather repayments immediately for an agreed date. This is through Direct Debit and will save the effort of recalling in order to make payments вЂ“ or even the stress of forgetting. You are able to talk to us about getting a payment that is different if you would choose.
We recognize that things change. You may never be charged costs for missed or late repayments but dropping behind could influence your credit rating. You won’t be able to make a repayment, for whatever reason, please get in touch as soon as possible if you think.
Our friendly group will talk you throughout your choices which help put a plan that is new.
What are the charges to concern yourself with?
We do not charge any concealed or extra costs. Some loan that is short do, leaving you with additional to pay for right back and less possibility of doing this. We keep things easy.
What exactly is the attention price on a Dot Dot loan that is short-term?
Our interest is fixed upfront and differs depending on simply how much you borrow. You may possibly see other short-term loan lenders providing adjustable rates of interest, this means they may be able fall and rise from every month. These could be riskier. Out of pocket while you might be able to afford the initial rate, this cost could go up and leave you.
With this interest that is fixed rate you are going to constantly know precisely in which you stay and exactly how much to spending plan.
Make an application for a short-term loan with Dot Dot
Has an urgent situation left you in a spot that is tight? Are numerous expenses mounting up at a time? Whatever your circumstances, our quick and effortless loans could function as answer.
Apply today utilizing our short-term loan calculator. Select simply how much you wish to long borrow and how you would like to repay it, then look at the loan works for you personally. If it can, choose apply now to keep along with your application and fill in a couple of personal statistics.
We are going to return to you at the earliest opportunity, then go on it after that. Simple.